🚗 Car Payment Calculator

Calculate your monthly auto loan payment and total cost. Make informed decisions on your vehicle purchase.

🚗 Vehicle & Loan Details

Vehicle Price $35,000
Down Payment $5,000
Trade-in Value $0
Interest Rate (APR) 7%
Loan Term 60 months (5 yrs)

📊 Your Payment

$594
Monthly Payment
Amount Financed $30,000
Total Interest $5,622
Total Cost $35,622

📚 Car Buying Tips

Shorter terms = Less interest: While 72-84 month loans have lower payments, you'll pay significantly more interest over time.

Trade-in value: Your current vehicle's trade-in value reduces the amount you need to finance.

Total cost matters: Focus on the total cost of the loan, not just the monthly payment.